Aera is a New Zealand registered financial services provider (FSP1003388 and FSP1003389 on the NZ Financial Services Provider Register), built by Kiwis for Kiwis.
We are members of the Financial Services Complaints Limited (FSCL# 6905) for disputes as well as being subject to New Zealand regulations.
All customer funds are held in trust. Ring-fenced in case, Aera collapses.
All member funds are held in their name and they are the legal and beneficial owner of the funds.
Our company funds are never intermingled with member funds
We are not a bank, but all assets are held in major financial institutions and multi-asset managers based in NZ.
All cash is held in one of the major New Zealand banks.