One of the great advantages of Ally Plus is offering complete solutions for exchange agencies, including access to Pravaler financing, a powerful tool for making students' dreams come true.
However, we have received some questions about why we cannot allow agencies to use our agreement with Pravaler to sell their own products. This article explains the reasons behind this restriction and how it is directly tied to contractual rules and current legislation.
1. The Contract with Pravaler is Exclusive to Ally Plus Products
Our agreement with Pravaler was designed to exclusively meet the needs of agencies that use Ally Plus as a platform to sell products available in our catalog. This means the terms of the contract, including rates, deadlines, and processes, were negotiated based on the scope of the products we offer. Allowing this contract to be used for external products directly violates the contractual clauses established with Pravaler, which could result in the termination of the agreement.
2. Credential Sharing May Constitute a Crime
The attempt to "lend" or redirect our contract to serve third-party products constitutes an irregular and, in many cases, illegal practice. This behavior may be interpreted as contractual fraud, a serious violation that could result in legal consequences for both Ally and the agency involved. Additionally, it compromises the trust established with Pravaler and other financial institutions.
3. Impacts on Security and Customer Experience
When the contract is used for products outside its original scope, the control over service quality and delivery becomes compromised. This can negatively affect the customer experience, jeopardizing the reputation of both Ally and the agency.
4. Legal Alternatives and Partnerships
If your agency wants to offer financing for its own products, the best solution is to directly seek a contract with Pravaler or another financial institution. Ally is always available to share best practices and support agencies in this negotiation process, as long as it aligns with regulations.
5. Our Commitment to Ethics and Transparency
Ally Plus was created to democratize access to exchange programs, but always with transparency, ethics, and respect for the law. We believe these practices are fundamental to building strong, long-term partnerships. For this reason, we reaffirm our commitment to operate within the rules and to guide our partner agencies to do the same.
Conclusion
Pravaler financing is an important competitive advantage for agencies that use Ally Plus. However, it is essential to understand that it is part of an exclusive contract, and any misuse of this agreement may have serious consequences.
By respecting these limitations, we ensure the sustainability of the business model and strengthen our position as reliable partners in the exchange market.
If you have any questions about using Pravaler with Ally Plus or about offering financing in a safe and legal manner, please contact our team. We are here to help!