The living assistance benefit is available to you as an advance payment of your basic life insurance to help meet your medical or other health and welfare expenses.  If you become terminally ill, and have been approved for the total disability life waiver of premium prior to age 65 you can access this benefit.
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Your employer must approve your application for this benefit.  Cooperators Life will confirm that your medically diagnosed condition meets the program’s requirements before approving payment. The amount of money available as a living benefit payment is 50% of your basic life insurance benefit, to a maximum of $50,000.

Refer to your Booklet under Basic Life Insurance benefit for more details, and contact your Cooperators at 1-800-667-8164 for any inquiries and/or to apply for the benefit.