Bodily Injury: Coverage that pays for injury to others, caused by an automobile accident for which an insured is legally liable.

Uninsured Motorist Coverage: Pays for bodily injury damages that you, your family members, and passengers in your covered auto are legally entitled to recover from the driver of an uninsured vehicle.

Property Damage: Coverage for sums that the insured becomes legally obligated to pay to third parties as damages because of the physical injury to tangible property, including the loss of use of that property.

Medical Payments: Pays basic medical and funeral expenses for you and your passengers if injured while occupying a covered vehicle that’s involved in a collision, regardless of fault. Also insures you and your family members as pedestrians, while bicycling, or in another car.

Transportation Expense: Pays for temporary transportation in the event your covered auto is stolen or disabled due to a covered loss.

Towing and Labor: Pays for towing a covered motor vehicle to the nearest place of repair from the place of disablement. Also covers the cost of roadside assistance (excluding the actual parts or fuel). Available services include tire change, jump starts, lockout service, and gas, oil and coolant delivery. (limit to three times per policy term per vehicle)

Collision Coverage: Collision coverage pays for physical damage to a covered motor vehicle caused by collision of that vehicle with another object or by upset of the vehicle.

Other Than Collision Coverage: This optional coverage pays for damage to the insured's covered automobile for fire, theft, vandalism, glass breakage and many other losses other than collision. Also covers personal property up to $500 against theft.

(Coverages may vary by state depending on availability)