You can earn rewards at different stages of the referral process:
KYB Approval: When your referred merchant passes KYB, you both earn {{amount for passing KYB reward}} USD.
First Transaction: After the referred merchant completes their first transaction over $10,000 USD, you both earn {{amount for first transaction above USD 10k reward}} USD.
Cumulative Transfers: When the referred merchant's total transfers reach a specific threshold within 3 months, you earn {{amount for reaching threshold within 3 months reward}}.