Both you and your referral can earn rewards at different stages of the process. If your referral does not complete KYB within 3 months, neither of you will receive the KYB-related reward. However, if they do complete the KYB, you both earn that reward. Similarly, there are rewards for your referral's first eligible transaction and their aggregated transaction volume. If they don’t make a transaction over $10,000 USD, the rewards related to those transaction milestones won't be granted. Each step completed is an opportunity for both parties to earn rewards.