Short answer: Usually, yes.
If a payment is processed through Chexy, it is typically categorized as a recurring bill payment at the card network level — even if you set it up as a one-time payment.
This commonly qualifies for recurring bonus categories offered by cards such as:
Scotiabank (e.g., Momentum Visa Infinite)
TD
Other Canadian issuers with recurring bill payment rewards
Does It Matter If It’s One-Time or Recurring?
No.
From the card network’s perspective:
Chexy payments are generally coded as recurring bill payments
Reward eligibility depends on how the transaction is coded by your issuer
Even a one-time Chexy payment is typically treated as a recurring bill payment for rewards purposes.
Example
If your credit card offers:
4% cashback on recurring bill payments
Then a Chexy payment (such as rent or property tax) would typically qualify under that category.
The same applies to similar recurring bonus structures from other issuers.
Important Disclaimer
Chexy does not guarantee reward qualification.
Some cards:
May code transactions differently
May exclude certain merchant categories
May change reward rules at any time
Final reward eligibility is determined solely by your card issuer.
Want to Be 100% Sure?
If you want to confirm how your specific card codes Chexy transactions:
Make a small test payment first
Wait for the transaction to post
Check how it appears in your credit card rewards summary
This is the most reliable way to confirm eligibility.