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What is a Microdeposit? Does your system support landlords who require this type of verification?
What is a Microdeposit? Does your system support landlords who require this type of verification?
Updated over a week ago

Yes! Our platform fully supports verification through Microdeposits, which are small deposits (usually under a dollar) that landlords use to confirm account details before initiating the first Pre-Authorized Debit (PAD) withdrawal.

To verify with a Microdeposit, follow these steps:

  1. Share Chexy Wallet Details: Provide your landlord with your Chexy Wallet’s unique transit, institutional, and account numbers. They’ll make a small deposit and ask you to confirm the amount.

  2. Wait for the Microdeposit: It may take up to 48 hours for the Microdeposit to appear in your Chexy Wallet after it’s sent. Once it arrives, we’ll notify you by email with the exact amount, and it will also be visible on your Chexy dashboard.

  3. Verify the Amount: Enter the exact amount in the verification field your landlord provides.

  4. Activate Payments: Once verified, activate payments on Chexy to start making Pre-Authorized Debit (PAD) payments.

Note: This process usually takes 2-3 business days. That’s why we ask new PAD users to sign up at least 8 business days before their first payment is due.

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