📝 Overview
Health and retirement benefits are funded through a combination of employee deductions and employer contributions, calculated automatically with every paycheck. Once configured, they appear on employee pay stubs — though it remains your responsibility to submit premium payments directly to your benefits provider.
💡 Health Benefits
A health benefit is employer-provided health insurance coverage offered to workers. You typically cover part of the premium through employer contributions, while the worker's share is deducted from their paycheck. Deductions may be pre-tax or post-tax — refer to your plan documents for confirmation.
The following health benefit types are supported:
Medical (pre-tax)
Dental (pre-tax)
Vision (pre-tax)
Post-tax health benefit
S-corp health benefit
see the S-corp Owners Health Insurance article for details
🔑 Retirement Benefits
A retirement benefit can be funded by a combination of employee deductions and employer contributions to save earnings for retirement. Consult your benefit documents to ensure each plan is configured correctly in your payroll account.
The following retirement benefit types are supported:
401(k)
Roth 401(k)
Roth IRA
SIMPLE IRA
Retirement plans have two annual contribution limits: the Standard limit and the Catch-up limit, which applies to workers who will be 50 years of age or older in the calendar year.
Click here for more information on Catch-up limits
🛠️ Adding a Benefit
Click the arrow to view the process
Click the arrow to view the process
Navigate to the employer profile.
Locate the Benefits card and select Edit.
Select Add benefit.
For benefit category, select Health, Retirement, or Other.
For benefit type, select the appropriate option for the benefit being added.
Determine whether the benefit will include company default values.
Indicate whether contribution amounts will be calculated per pay period or as a fixed amount per month.
Indicate whether this benefit is funded through an employee deduction, an employer contribution, or a combination of both.
Enter the amounts to be calculated, then select Save.
📝 Adding a Policy to a Benefit
You can add a policy to any benefit that has been created. Policies allow you to define different contribution configurations under the same benefit type.
Click the arrow to view the process
Click the arrow to view the process
Navigate to the employer profile.
Locate the Benefits card and select Edit.
Locate the benefit you want to add a policy to and select Edit.
Existing policies will be visible in the Benefits card. To add a new one, select Add a policy.
Enter a display name to differentiate between benefit policies. This name is only visible to employer admins and will not appear on worker pay stubs.
Indicate whether contribution amounts will be calculated per pay period or as a fixed amount per month.
Indicate whether the benefit is funded through an employee deduction, an employer contribution, or a combination of both.
Enter the amounts to be calculated, then select Save.
⚙️ Assigning a Benefit to a Worker's Profile
Click the arrow to view the process
Click the arrow to view the process
Navigate to the worker list.
Select the worker's name to open their Employee Profile.
Locate the Benefits card and select Edit.
Select Add benefit. In the benefit category dropdown, select the appropriate category (for example, Health benefit).
In the benefit type dropdown, select the appropriate benefit type.
If a policy has been created for that benefit, select the appropriate policy.
The benefit configuration will auto-fill to match the selected policy. You can override specific values on an individual worker basis if needed.
Select Save.
❓ Frequently Asked Questions (FAQs)
Find answers to common questions or additional details that may not be covered in the main instructions.
Click the arrow to view frequently asked questions.
Click the arrow to view frequently asked questions.
What are payroll benefits and how do they work?
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Click the arrow to see the answer.
Health and retirement benefits can be tracked directly in your payroll account. Both employee deductions and employer contributions are calculated with each payroll run and listed on worker pay stubs. You are responsible for signing up for benefits through a health care or retirement benefit provider — the payroll account tracks the amounts but does not submit payments to providers on your behalf.
What health benefits can I set up?
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Click the arrow to see the answer.
You can set up and track pre-tax health benefits including Medical, Dental, and Vision, as well as post-tax health deductions. S-corp health benefits are also supported. Refer to the S-corp Owners Health Insurance article for details on that benefit type.
What retirement benefits can I set up?
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Click the arrow to see the answer.
You can set up 401(k), Roth 401(k), Roth IRA, and SIMPLE IRA plans. Each plan supports both employee deductions and employer contributions.
Can I add a Catch-up limit for a retirement benefit?
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Click the arrow to see the answer.
Yes. When adding a retirement plan, select the Catch-up limit option. You can set the catch-up limit at the benefit policy level for all workers assigned to that benefit, or apply it at the individual worker level if the benefit is assigned directly to that worker. Catch-up limits apply to workers who will be 50 years of age or older in the calendar year.
Click the link below for more information on IRS catch-up contribution limits.
Can I include benefits on an off-cycle payroll run?
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Click the arrow to see the answer.
Yes. By default, recurring benefits are not included in off-cycle payroll runs because they are calculated on a per-pay-period basis. To include them, check the Include benefits if applicable box when creating the off-cycle payroll.
Do I need to submit benefit premium payments through my payroll account?
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Click the arrow to see the answer.
No. Your payroll account tracks and calculates benefit deductions and contributions, but it does not submit payments to your benefits provider. You are responsible for remitting premiums directly to your insurance carrier or retirement plan provider.