Smart Resolutions allows your customers to instantly resolve issues through a secure resolution link—before they escalate into chargebacks.
Instead of customers filing disputes through their bank, Smart Resolutions gives them a fast, direct path to resolve the issue, protecting your dispute ratio, Visa VAMP ratio, and merchant account.
What is Smart Resolutions?
What is Smart Resolutions?
Smart Resolutions is a proactive dispute prevention system that gives customers the ability to resolve issues instantly through a secure resolution link.
This link can appear in:
Their banking app
Your payment statement descriptor
Your order confirmation and customer emails
Customers can click the link and resolve the issue immediately instead of filing a chargeback.
Benefits of Smart Resolutions
Benefits of Smart Resolutions
Smart Resolutions helps you:
Prevent chargebacks before they happen
Protect your Visa VAMP ratio
Reduce dispute volume
Protect your merchant account
Resolve customer issues faster
Improve customer experience and trust
This reduces risk while keeping your payment processing stable.
How Smart Resolutions works?
How Smart Resolutions works?
When Smart Resolutions is enabled:
A resolution link becomes available to your customers
Customers see this link in their banking app, emails, or transaction details
The customer clicks the link to resolve the issue
The issue is resolved instantly without becoming a chargeback
This prevents disputes from escalating and impacting your dispute ratio.
How to Set Up Smart Resolutions
There are three ways to enable Smart Resolutions. We strongly recommend enabling all three for maximum protection.
Method 1: Embedded Bank Resolutions (Recommended — Required Setup)
Method 1: Embedded Bank Resolutions (Recommended — Required Setup)
This is the most important step and is available directly inside the Disputifier app.
This enables resolution links inside your customer’s banking app for Visa transactions.
Steps:
Log in to your Disputifier account
Navigate to the Smart Resolutions setup page
Complete the required fields
Submit the form
Once completed, Disputifier handles the rest of the setup automatically.
After activation and a 1-2 week time to be setup with banking partners, customers will see a resolution option directly within their banking app.
Method 2: Statement Descriptor Resolutions (Advanced — Highly Recommended)
Method 2: Statement Descriptor Resolutions (Advanced — Highly Recommended)
This method places your resolution link directly in your payment statement descriptor.
When customers view the charge on their bank statement, they can click the link and resolve the issue instantly.
Example:
Before:
SP STORENAME
After:
SP STORENAME.COM/HELP
This allows customers to visit your resolution page directly.
Here's a detailed guide on how you can set that up
Method 3: Add Smart Resolution Links to Customer Notifications (Recommended)
Method 3: Add Smart Resolution Links to Customer Notifications (Recommended)
This method adds resolution links to your customer emails, including order confirmations.
This gives customers a resolution option before they ever contact their bank.
Recommended placement:
Order confirmation emails
Shipping confirmation emails
Subscription confirmation emails
Subscription renewal emails
Setup guide
Setup guide
We strongly recommend adding this to your Order Confirmation email first, and then optionally to shipping and subscription emails.
▼ Step 1: Go to Shopify Notifications
Log in to your Shopify Admin
Click Settings
Click Notifications
Under Customer notifications, click Order confirmation
Click Edit code
▼ Step 2: Insert the Smart Resolution snippet
Paste the following code near the bottom of the email, ideally after your support section.
Recommended HTML snippet:
{% if order %}
<tr>
<td style="padding-top:16px;">
<p style="font-size:14px; line-height:20px;">
Questions about your order? You can resolve issues instantly without contacting your bank.
</p>
<p>
<a href="https://YOUR-RESOLUTION-LINK.com"
style="background-color:#000000;
color:#ffffff;
padding:12px 20px;
text-decoration:none;
border-radius:6px;
display:inline-block;
font-weight:bold;">
Resolve an issue with your order
</a>
</p>
<p style="font-size:12px; color:#666;">
Fast and secure resolution helps prevent unnecessary chargebacks.
</p>
</td>
</tr>
{% endif %}
▼ Step 3: Replace with your Smart Resolution link
Replace:
https://YOUR-RESOLUTION-LINK.com
with your actual Smart Resolution link from Disputifier.
Example:
https://abc.com/help
▼ Step 4: Save and test
Click Save
Click Preview
Send a test email
Confirm the button appears correctly
Alternative: Simple text version
If you prefer a simple link instead of a button, use this:
<p>
If you have questions about your order, you can resolve them instantly here:
<br>
<a href="https://YOUR-RESOLUTION-LINK.com">Resolve your order issue</a>
</p>
Recommended additional placements
For maximum protection, also add the resolution link to:
Shipping confirmation email
Subscription confirmation email
Subscription renewal email
Customer support auto-responses
Recommended customer-friendly email text template
You can use this wording anywhere in your emails:
Subject line addition:
Need help with your order? Resolve instantly here
Email body example:
We're here to help.
If you have any questions or concerns about your order, you can resolve them instantly using the secure link below:
[Resolve your order issue]
This helps ensure the fastest resolution without needing to contact your bank.
Best practice: Enable all three methods
Best practice: Enable all three methods
Each method protects you at different stages:
Method | Protection point |
Embedded Bank Resolutions | Inside customer banking apps |
Statement Descriptor | On bank transaction statement |
Email Notifications | Before customer contacts bank |
Using all three provides maximum protection against chargebacks.
When will Smart Resolutions start working?
When will Smart Resolutions start working?
Once configured, Smart Resolutions begins working automatically.
Customers will immediately start seeing resolution options, reducing dispute risk


