Doorly is built for people who can afford a home but don’t match what traditional lenders want to see on paper. If you’re self-employed, a gig worker, earn 1099 income, have multiple income streams, or simply don’t fit the W-2 mold, Doorly is designed for you. Instead of judging you by a formula, we look at the real picture — your earnings, consistency, cash flow, and ability to repay.
Doorly works best for buyers with a minimum FICO of 520, or for those who can qualify using alternative credit verification. You’ll also need at least 10% down and must plan to live in the home as your primary residence.
If you’ve been told “no” by a bank but know you can truly afford a home, Doorly gives you a modern path forward.