Getting approved with Doorly is designed to feel refreshingly human. Instead of forcing you into narrow boxes or treating you like a checklist, Doorly looks at the real picture of how you earn, spend, save, and manage your financial life.
We review your income using modern methods that work for today’s economy — whether you’re self-employed, a gig worker, 1099, commission-based, or have multiple income streams. Our approval focuses on your actual ability to repay, not whether you match a traditional lender’s outdated formula.
There’s no heavy paperwork up front and no credit impact during your initial approval. Once you complete the application and upload all required information, we’ll tell you what you qualify for, how much you can afford, and what your next steps look like. Most people complete this step within 48 hours — and it’s your gateway to becoming a homeowner with Doorly.