Invite your crew to Emerge and when they join and spend $50 - you both get $20. No hoops. No hassle. Just instant wins for sharing the love.

How it works

You’ve already got Emerge - nice one. Now it’s time to cash in.

Tap “Earn $20” on your home screen.
Share your unique link or code with your mates.
When they sign up and spend $50, you both score $20 straight into your Emerge accounts.

There’s no limit. Invite your mates, your flatmates, your teammates - even your mum if she’s cool.

Grab your code
Open the app → Settings → Referrals & Promo Codes → Invited to Emerge?
Share it around
Chuck your code to your mates, group chats, even your mum. (She counts.)
Get paid
Once they spend $50 with their Emerge card, boom — $20 each. Instantly in your accounts.

There’s no cap on how many mates you can invite. More mates = more money = more wins.

Got a mate who’s already on Emerge? Sweet. Here’s how to get your bonus.

Easy as that.

The fine-ish print

We’ll keep this short because no one reads walls of text (and we get it).

Anyone with an active Emerge account who’s passed verification. You’ll find your unique code in the app.

Your mate’s gotta be:

You and your mate each score $20.
Paid straight into your Emerge accounts once they hit that $50 spend.
We might mix things up with promo periods or boosted rewards now and then -we’ll shout about it in the app when we do.

If you try to game the system (spam, fake accounts, dodgy behaviour), we can freeze your rewards or accounts. Don’t be that person.

The referral offer’s for Emerge customers based in NZ.
We can tweak, pause, or wrap up the offer anytime - but we’ll give you a heads-up if it’s changing.
Rewards aren’t transferable or exchangeable for anything else.
Any questions? Hit us up in-app. We’re real people.