Each Lender has different limits on the loans they will give. If the system amount is greater than the limit, the payment will show $0.
Sunlight is $150,000, PPW cap is $8.
Sunnova is $150,000
GoodLeap/LoanPal is $135,000
Dividend is $130,000
Service Finance has a minimum of $10,000 and a max of $100,000
EnFin Caps
The $/W limit is hard coded in Enfin's system which can be helpful:
For systems less than or equal to 4.5 KW:
Solar System Only ($7/W for CA, $6.5/W for non-CA)
Solar System with Battery Storage ($9/W)
Solar System with Reroofing ($11/W)
Solar System with Battery Storage and Reroofing ($13.50/W)
For systems greater than 4.5 KW:
Solar System Only ($6/W for CA, $5.50/W for non-CA)
Solar System with Battery Storage ($8.50/W)
Solar System with Reroofing ($10/W)
Solar System with Battery Storage and Reroofing ($12.50/W)
For ground mount systems
Solar system only with ground mount ($7/W for CA, $6.5/W for non-CA)
Solar system with battery storage and ground mount ($9.50/W)
Battery storage only
no $/W limit
General notes:
We do NOT allow any exception requests for Loan Amounts above the $/W limit
$/W= Loan amount / Watts
example $40,000 loan amount with 4kw system size = $10/W
Minimum loan amount: $10k
Maximum loan amount: $105k
Battery only maximum amount: $30k
EnFin Application Requirements
Co-signer allowed and does not need to live at the property
No bankruptcies in the last 2 years
Minimum 650 credit score
EnFin Property Requirements
Primary residence only
Must have a solid foundation
LightReach Payment Caps
LightReach uses credit-based customer payment caps. As of February 2026, they are:
670-684: $215
685-699: $255
700-724: $295
725+: $500
Electrical adders available will vary by market, and range from $0 to $0.015.