At a glance
EverFunded sells access to simulated trading evaluations and simulated funded accounts. You trade virtual funds in a simulated trading environment, whose prices and execution may differ from a live market (Terms §6.2). If you meet the published objectives and conditions, EverFunded may pay you a reward, which is discretionary. All trading is simulated: you never trade real capital, and the money at risk is the fee you pay.
EverFunded is run by EverFunded Ltd., a company registered in Saint Lucia (Terms §1.1). It is not a broker or a regulated financial firm: it does not send orders to any live market, it does not hold client money, and nothing it provides is financial advice. Your fee pays for access to the service.
Four ways to get an account
EverFunded offers four accounts: 2-Step, 1-Step, Flash and Instant. All of them are simulated, and every account has a fee.
Route | In one line | Read more |
2-Step | An evaluation in two phases, each with its own profit target. | |
1-Step | An evaluation in one phase. | |
Flash | An evaluation in one phase, started with a $0.99 entry payment. The rest of the price for your size is due only if you pass, within 14 days of your pass e-mail, and Flash is a single attempt. | |
Instant | A simulated funded account from day one, with no evaluation. Like every funded account, each payout needs at least 3% net profit in its payout cycle. |
Whichever route you choose:
You pay for the account. On Flash, you pay the $0.99 entry first.
On 2-Step, 1-Step and Flash, you trade an evaluation against published objectives and loss limits. Instant has no evaluation.
A funded account is also simulated. Once its payout conditions are met, you can request a reward, which is a separate, discretionary payment.
Flash and Instant: the conditions that matter
Flash costs $0.99 to start, at every size, and you pay the rest of the price only if you pass. The rest is the total price minus $0.99, due within 14 days of the e-mail telling you that you passed. If it is not paid, the pass lapses, nothing is owed and the $0.99 is not refunded. Flash is a single attempt with no reset, no discount code applies to it, and its add-ons, the profit split upgrade, Payout On Demand and swap-free, can be bought only with the payment after a pass and apply only once the account is funded. The full Flash terms, sizes and total cost are in How Flash works: start for $0.99, pay the rest only if you pass.
Instant has no evaluation: the account is simulated and funded from day one. Like every funded account, each Instant payout needs at least 3% net profit in its payout cycle, measured against the balance the cycle started with, and Instant also needs 5 qualifying days in each cycle. Instant is sold from $10K to $100K. The details are in How Instant works: a funded account from day one.
Before you buy
The fee is a real cost. Because the trading is simulated, you cannot lose trading capital, but the purchase is still not risk-free. A losing trade cannot leave you in debt or trigger a margin call. See How much money can I lose with EverFunded?.
Rewards are discretionary and never guaranteed. Passing an evaluation does not entitle anyone to a reward or an income.
Simulated results are not a prediction. What happens in a simulation can differ from what would happen in a live market.
"Funded" does not mean real capital. A funded account is a simulated account with conditions for a reward.
Example: A trader buys a 2-Step account and closes a losing trade. The loss reduces the simulated balance and counts toward the account's loss limits. It is not a charge to their card, and it does not leave them owing money. If they later pass and meet a funded account's payout conditions, any reward is a separate payment decided under the Terms.
If an advert promises more than the Terms
A website, advertisement or social media post may seem to promise real capital, guaranteed rewards or an income. If so, rely on the published Terms and Risk Disclosure instead, and send us a link or a screenshot at support@everfunded.com. We follow those up. Every other way of reaching us is in How to contact EverFunded support.
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Next step
Compare the four accounts side by side: Which account should I choose: 2-Step, 1-Step, Flash or Instant?.
Already trading with EverFunded? Start with Before your first trade: setup checklist.
All trading at EverFunded is simulated. The fee you pay is the money at risk. Rewards are discretionary and never guaranteed.
Sources: the Terms (§1, §2, §8) and the Risk Disclosure (§3, §6, §8). Where this article and the published legal documents differ, the legal documents govern.
New to EverFunded? See how EverFunded works