At a glance
The 1-Step Challenge is a simulated evaluation with a single phase and no time limit. Reach a 10% profit target over at least 3 trading days, each with qualifying profit, while staying inside a 3% max daily loss and a 6% max overall loss that does not move as your balance grows. Pass, and the account becomes a simulated funded account with an 80% reward share, or 100% with the profit split upgrade.
The trade-off against the 2-Step: one target instead of two, but a tighter daily limit (3% against 5%), a tighter overall limit (6% against 10%), 1:30 forex leverage instead of 1:100 during the evaluation, and positions closed at the Friday close before weekends, and before holiday market closes, once funded.
Essential conditions | 1-Step |
Profit target | 10%, in one phase |
Max daily loss | 3% |
Max overall loss | 6%, static |
Minimum trading days | 3 |
Time limit to pass | None |
Account sizes | $5K to $200K |
Price for $100K | $439, with the 20% already included |
Reward share once funded | 80%, or 100% with the profit split upgrade |
Passing is not guaranteed, and the fee is the money at risk.
Prices and add-ons
Account size | $5K | $10K | $25K | $50K | $100K | $200K |
Price | $45 | $85 | $160 | $265 | $439 | $950 |
Prices are in US dollars, before add-ons. These prices already have the 20% taken off, so there is no code to enter. Only one code applies per order: a different code replaces the included 20% and is never added to it.
Add-on | What it does | Cost |
Profit split upgrade | Reward share from 80% to 100% | 20% of the account's price |
Payout On Demand | No 14-day wait before a payout request, including the first; every other payout condition still applies | 25% of the account's price |
Swap-free | Waives swap fees only | 10% of the account's price |
Add-ons are bought with the account. Each one is a percentage of the account's price after any code and before any multi-account discount, and the multi-account discount never reduces an add-on. You may hold a position overnight on a weekday with or without swap-free: swap-free removes the swap fee and does not change when you may hold. See Add-ons: profit split upgrade, Payout On Demand and swap-free.
Buy 2, 3 or 4 2-Step or 1-Step accounts in one order and their challenge fees are 10%, 15% or 20% lower. The discount comes off after the included 20% and never reduces an add-on. You can hold up to 4 active 2-Step, 1-Step and Instant accounts in total, each traded by you. See Multi-account discount: save 10%, 15% or 20% on 2 to 4 accounts.
If a price or condition at checkout differs from this page, stop before paying and ask us through the Messenger or at support@everfunded.com. Do not send passwords.
Rules in detail
Evaluation | Funded | |
Profit target | 10% | None |
Max daily loss | 3% | 3% |
Max overall loss | 6%, static | 6%, static, set again after each completed payout |
Breaking a loss limit (Terms §5.4) | The evaluation fails | The account is closed, with no warning first |
Qualifying trading days | At least 3 | At least 3 in each payout cycle |
Consistency check | None | None |
Forex leverage | 1:30 | 1:30 |
Weekday overnight holding | Allowed | Allowed |
Weekend and holiday holding | Allowed | Positions closed at the Friday close before each weekend, and 30 minutes before each market's holiday close (not a breach; crypto that trades around the clock stays open) |
News trading | No news window | Profit from trades opened or closed within 3 minutes of a high-impact release is not eligible |
How the evaluation is passed. The target counts realized net profit, after trading costs. To pass, you also need the qualifying days, every position closed and every pending order cancelled. The funded account then starts again at the account size you bought: evaluation profit does not carry forward.
The daily limit. Your daily loss limit is a fixed dollar amount. It is your product's daily loss percentage of the starting balance of your current payout cycle. During an evaluation, that starting balance is the account size you bought. Your trading profits and losses do not change this amount, either during the day or from one day to the next. Each server day starts at 00:00 server time. During the day, your equity, including open positions, must not fall below that day's floor. On 1-Step and 2-Step, the floor is your balance at the start of the day minus the limit. On a funded Flash or Instant account, the floor is the higher of your balance and your equity at the start of the day, minus the limit. After a payout is completed and paid, a new payout cycle starts. The balance left in the account becomes the new starting balance, and your overall loss limit starts again from it. The payout itself does not count as a trading loss. It also does not give back any of the daily limit you have already used, so the amount you can still lose that day stays the same. At the next daily reset, your daily limit is recalculated from the new starting balance.
Qualifying trading days. A server-time day counts only when its profit is at least 0.5% of the account size you bought, after commissions and swaps. Floating profit alone does not count, and opening a trade is not enough. The 3 days apply even if you reach the target sooner, and they do not need to be in a row.
The overall limit once funded. It stays static within a payout cycle. After each completed payout, it is set again at 6% below the balance the next cycle starts with.
Weekends and holidays once funded. At the platform's Friday close before each weekend, and 30 minutes before each market's holiday close, open positions are closed and pending orders cancelled, and new trades on that market wait until it reopens. Crypto that trades around the clock stays open. This is not a breach.
News. During an evaluation news trading is free, and news trading is never on its own a reason for review. The prohibited practices still apply at every stage (Terms §11.1). On a funded account you may hold positions through news, but profit from a trade opened or closed within 3 minutes before or after a high-impact release is not eligible: it is removed from the balance, and that removal can take the account past its overall loss limit. A trade opened at least 5 hours before the window and closed by a pre-set stop loss or take profit keeps its profit, and a trade opened or closed exactly at the edge of the window counts as inside it.
Leverage on other markets. Gold, indices and oil use 1:10 leverage and crypto 1:2.
Trading style. There is no minimum trade duration, and no mandatory stop-loss, subject to our risk-management and trading rules. Exploitation, abusive trading practices and unreasonable risk-taking are prohibited and may result in review and action under the account terms (Terms §11.1).
Automation. You may automate with an Expert Advisor you built yourself (you may be asked to prove you own it), or use someone else's tool only to manage risk or execution. Nothing may place orders faster than a human could, and high-frequency trading and latency arbitrage are not allowed (Terms §10.3, §11.1). See Using EAs, bots and copy trading.
Several accounts. You can hold up to 4 active 2-Step, 1-Step and Instant accounts in total, plus one Flash, and every account must be traded by you. If the account sizes you have bought add up to more than $400,000, the funded account's start is reviewed by our Risk team; this is a review, not a ban.
Inactivity. Opening or closing a trade counts as activity, and so does a change in the profit or loss of a position you hold open. Signing in to your Dashboard or your platform does not. An account with no activity may be closed for inactivity, and we e-mail you first (Terms §5.7).
Example: A $100K 1-Step Challenge costs $439, with the 20% already included. The target is 10%, which is $10,000 of simulated profit on the $100,000 starting balance, over at least 3 qualifying days of at least $500 profit each. The daily allowance is 3% of the $100,000 account size, which is $3,000, so on a day that starts at a $100,000 balance the floor for that day is $97,000. The overall loss limit stays at $94,000, 6% below the starting balance, even if the balance rises.
Rewards and payouts
The main trading changes once the account is funded: positions are closed at the Friday close before weekends and before holiday market closes, and the news window applies. What happens after I pass an evaluation? explains each step after you pass.
Reward share: 80%, or 100% with the profit split upgrade bought with the account. Scaling never changes it. Rewards are discretionary and never guaranteed.
When you can request. Every payout, including the first, needs at least 3 qualifying days in the cycle, each with profit of at least 0.5% of the balance the cycle started with. It also needs net profit in the cycle of at least 3% of that balance, 14 days since the cycle started unless you bought Payout On Demand, and a payout of at least $100 to you after the split.
Before you request. Close every position, cancel every pending order and make sure your identity is verified: it must be verified before your first payout. While the request is pending the account is read-only, and every request is checked before it is paid.
Cycles and amounts. The first cycle starts at your first trade on the funded account; each later cycle starts when the previous payout has been completed and paid. You choose when to request and how much of the eligible amount to take.
Payout On Demand. Bought with the account for 25% of its price, it removes the 14-day wait before each request, including the first. Every other condition still applies, and it does not make a payout faster to process.
Scaling plan. After every 3 clean payouts in a row, you earn a step of 25% of the size you originally bought; on a $100K account each step adds $25,000. You receive each step as a new account at the larger size, which replaces your current account; your clean-payout count carries on, so your next step comes after another full run of clean payouts in a row. Ordinary payouts stay on the same account. Each step is the same fixed amount and never compounds, and the account size we provide through purchases and scaling is capped at $2M per trader across all your accounts. A clean payout is completed and paid, with no hard breach, denial, chargeback or open case; a payout that is not clean restarts the count. A hard breach means exceeding your daily or overall loss limit. Not available on Flash or Instant. See How the scaling plan works.
Fee back. Get your 2-Step or 1-Step fee back after that account's fourth payout. Not on Flash or Instant. It is earned per account, and the refund is what you paid for that account's fee, after discounts and not including add-ons. Passing and earlier payouts do not trigger it, and reaching a fourth payout is not guaranteed. Otherwise fees are not refundable once your account is delivered. Payouts on a new account that replaces that account at a scaling step also count toward its fourth payout, and the fee is refunded only once.
Example: A funded $100K 1-Step starts its first cycle at $100,000, so each qualifying day needs at least $500 of profit and the cycle needs at least $3,000 of net profit. Suppose that 10 days after the first funded trade the account shows $3,400 of net profit, with 3 qualifying days. Without Payout On Demand a request can be made once 14 days have passed since that first trade, every position is closed, every pending order is cancelled and your identity is verified; with Payout On Demand it can be made now, on the same conditions. Either way the request is checked before it is paid.
If the account fails, a person can go through what happened with you first. What you can do next is explained in My challenge failed: can I retry or reset it?.
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Next step
Compare it with the other accounts in Which account should I choose: 2-Step, 1-Step, Flash or Instant?. Ready to buy? How to buy an EverFunded account, step by step walks through checkout step by step.
All trading at EverFunded is simulated. The fee you pay is the money at risk. Rewards are discretionary and never guaranteed.