At a glance
An EverFunded funded account is a simulated trading account for ongoing trading and reward consideration. Its starting balance is virtual capital, not cash you can withdraw. Your product determines the trading conditions and reward terms; a positive simulated result is not the same as an approved or received payment.
Your route | What funded status means |
2-Step or 1-Step | You reach the funded stage through the evaluation, after the final phase is confirmed as passed. |
Flash | You pass a one-phase evaluation, then pay the rest of the price within 14 days of your pass e-mail. That payment is separate from any reward paid to you. |
Instant | You start on the funded account without passing an evaluation first. The payout conditions still apply. |
A funded account starts at the account size you bought, and profit from the evaluation does not carry over.
What changes when you are funded
The changes that matter most come first, with the product exceptions beside them. Follow the funded conditions for your product rather than assuming every evaluation rule continues unchanged.
During the evaluation | On a funded account | |
Breaking a loss limit | The evaluation fails (Terms §5.4) | The account is closed, with no warning first |
Daily loss limit | 2-Step 5%, 1-Step 3%. Flash has no daily loss limit during the evaluation | 2-Step 5%, 1-Step 3%, Flash 3%, Instant 3% |
Overall loss limit | 2-Step 10%, 1-Step 6%, Flash 5%, all static | 2-Step 10%, 1-Step 6%, Flash 5%, Instant 6%. On 2-Step and 1-Step the limit stays static and is recalculated from the new starting balance after each completed payout. On Flash and Instant it trails your closed balance and locks at your starting balance. Worked examples are in What is drawdown, and how do the Max Daily Loss and Max Loss work? |
Holding overnight on weekdays | Allowed | Allowed |
Weekend and holiday holding | Allowed on every evaluation | Allowed on 2-Step. On 1-Step, Flash and Instant, positions are closed and pending orders cancelled at the Friday close before each weekend, and 30 minutes before each instrument's holiday close. Not a breach. Crypto that trades around the clock stays open |
News trading | Allowed | Profit on a trade opened or closed within 3 minutes of a high-impact release is not eligible and is taken off your balance, which can cause a loss-limit breach. The news trade itself is not a breach. A position opened at least 5 hours earlier and closed by a pre-set stop loss or take profit keeps its profit, and a trade at the exact edge of the window counts as inside it |
Best-day check | None | Flash only: before a payout, your best day can be at most 20% of the cycle's eligible profit. Above it you keep trading but cannot request yet, and it is not a breach. None on 2-Step, 1-Step or Instant |
Profit target | 2-Step 8% then 5%, 1-Step 10%, Flash 2% | None. Instead, every payout cycle needs at least 3% net profit on the cycle's starting balance |
Qualifying days | 3 per phase on 2-Step, 3 on 1-Step, none on Flash | In every payout cycle: 3 on 2-Step, 3 on 1-Step, 7 on Flash, 5 on Instant |
Forex leverage | 2-Step 1:100; 1-Step and Flash 1:30 | 2-Step 1:50; 1-Step, Flash and Instant 1:30 |
Payouts | Not applicable | Without Payout On Demand, each cycle lasts at least 14 days, the first counted from your first trade on the funded account. Payout On Demand removes that wait; on Flash it is bought only with the payment after you pass. The minimum is $100 of your share. Before you request, close all positions and cancel pending orders; the account is read-only while a request is pending. The full checklist is in When can I request a payout? |
Reward share | Not applicable | 80% on every product, or 100% with the split upgrade. On Flash the upgrade is bought only with the payment after you pass. See Understanding your reward share (profit split) |
Account growth | Not applicable | 2-Step and 1-Step only: every 3 clean payouts in a row earn a step of 25% of the size you originally bought, the same amount each time, up to $2M across your accounts. You receive each step as a new account at the larger size, which replaces your current account; your clean-payout count carries on, so your next step comes after another full run of clean payouts in a row. Growth never changes your reward share. See How the scaling plan works |
For rewards, distinguish five steps: meeting eligibility, submitting a request, review, payment processing and receipt. The related guides below explain each step.
Key rule: A confirmed pass is not a reward approval, and Instant's lack of an evaluation is not immediate reward eligibility. Rewards remain discretionary under the applicable terms; a stated share does not guarantee income.
Example
A trader finishes an evaluation phase; another purchases Instant. The evaluation trader must establish whether that was the final phase and follow the after-passing steps. The Instant trader does not need to complete that evaluation route, but still needs to meet the payout conditions in every cycle. Neither starting balance is a bank deposit or an approved reward.
A 1-Step trader who held positions over weekends during the evaluation should expect those positions to be closed at the platform's Friday close before each weekend once the account is funded, except crypto that trades 24/7. That close is not a breach. On a funded 2-Step, weekend holding stays allowed.
Before you trade the funded account
Check your own account's options. Your reward share and your payout wait depend on whether you bought the split upgrade or Payout On Demand. Understanding your reward share (profit split) explains the share; do not use an advertised percentage from another firm.
You choose how much to request. Once the conditions are met, you choose when to request and how much of your eligible profit to request. Read When can I request a payout? for every condition, including the qualifying days and the cycle profit.
Just passed? What happens after I pass an evaluation? distinguishes phase completion, final confirmation, account access and reward eligibility.
If something about your own account looks wrong
Identify your product and whether the issue is evaluation completion, funded-account access or a reward request.
Compare the account, confirmation or request information you actually have; a simulated-profit figure alone does not tell you whether a payment was approved.
Message us in the Messenger, or email support@everfunded.com, with your account reference and a concise description, and a person will check it. Do not send credentials.
Related articles
Next step
Read When can I request a payout? to see when your funded account can request a payout, and Understanding your reward share (profit split) for the share you keep.
All trading at EverFunded is simulated. The fee you pay is the money at risk. Rewards are discretionary and never guaranteed.
New to EverFunded? Compare the four accounts