What Are the Instant Funding Rules?
Funded Daily Instant Funding program, including drawdown limits, consistency requirements, profit caps, payout conditions, profit split, and other key parameters.
Parameter | Value |
Maximum Drawdown | 8% — static |
Daily Drawdown | 4% |
Drawdown Model | Static (fixed from starting balance) |
Profit Consistency Rule | 25% |
Profit Cap | 5% per cycle |
Profit Split | 80/20 base (90/10 upgrade available) |
Payout Frequency | Every 14 days |
Maximum Funding | $100,000 per trader |
Scaling | Automatic — see scaling article |
Platform | TradeLocker, Platform 5 |
Profit Consistency Rule — 25%
Funded Daily Instant Funding accounts are subject to a 25% Consistency Rule. No single trading day may account for 25% or more of your total profit during the current payout cycle.
If your account does not meet the consistency requirement, you cannot request a payout until the requirement is satisfied. You can continue trading to increase your total profit and bring your highest-profit trading day to 25% or less of the total profit for the cycle.
Trading days reset daily at 5:00 PM Eastern Time.
Example: If you make $1,000 profit on your highest-profit trading day, you must reach at least $4,000 in total profit for the payout cycle. At that point, the $1,000 represents exactly 25% of your total profit, making you eligible to request a payout, provided all other payout requirements are met.
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Drawdown Rules
Maximum Drawdown — 8% Static
Your account equity must not fall more than 8% below the initial account balance.
The Maximum Drawdown is static, meaning the drawdown level does not move with your account balance or profits.
Example: On a $5,000 Instant Funding account, the minimum equity level is $4,600. If your equity reaches $4,600 or below, the account breaches the Maximum Drawdown rule.
Daily Drawdown — 4%
The Daily Drawdown limit is 4% of the initial account balance and is recalculated daily at 5:00 PM EST.
The daily limit is based on the higher of your account balance or equity at the daily reset.
The Daily Drawdown level resets every day at 5:00 PM EST.
Example: On a $5,000 Instant Funding account, the Daily Drawdown allowance is $200. If your balance/equity at the reset is $5,200, your equity must remain above $5,000 during the following trading day.
Important: If your equity reaches or falls below the Daily Drawdown limit, the account will be considered in breach of the Daily Drawdown rule.
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Profit Split
Traders receive an 80% profit split by default.
Eligible traders can scale up to a 90% profit split
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Profit Cap & Maximum Withdrawal
The Profit Cap is 5% of the initial account balance per payout cycle.
This means the maximum profit eligible for withdrawal in each payout cycle is 5% of the account’s initial balance.
Example: On a $5,000 account, the maximum withdrawal per payout cycle is $250.
Any profit above the 5% cap will not be eligible for withdrawal during that payout cycle.
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Payout Schedule
Payouts are available every 14 days.
Traders may request a payout once all applicable payout requirements have been satisfied.
Payouts are covered by Funded Daily’s 24-hour payout guarantee.
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Soft Breach Rules
1% Floating Loss Rule
Your combined floating loss across all open positions must not exceed 1% of your account’s initial balance at any time.
The Floating Loss limit is monitored in real time and includes commissions.
Funded Daily accounts are swap-free, so overnight or rollover swap costs are not included in this calculation.
Example: On a $10,000 Instant Funding account, your combined floating loss must remain within $100. If your total floating loss exceeds $100 at any moment, a soft breach is recorded.
Soft Breach: If your combined floating loss exceeds 1% of the initial account balance, the violation is recorded as a Soft Breach, and the profit from the affected trade will be deducted from your payout.
Important: Soft breaches do not automatically close your account. However, if you reach 20 total soft breaches, your account will be closed as a Hard Breach.
This rule applies to Instant Funding and Instant Funding Pro accounts.
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Leverage varies by instrument class see the leverage article for the full table. These rules apply together with the General Rules and Platform Rules.