Membership plans
At Chip, we offer two membership plans to suit your financial goals:
Chip: Our free membership is designed for a "pay-as-you-go" approach, with no monthly fee. Instead, it's subject to a low usage fee for certain features like autosaves.
ChipX: For a single monthly fee of £5.99 (or just £4.99 per 28 days when you pay annually at £65.05), you get extra benefits, including a 0% platform fee on all investments.
Important: Please note that for all investment accounts, annual management fees from the fund provider will still apply. You can find out what's included in each plan on our pricing page.
Other fees
If you're on our free Chip membership, here's a simple breakdown of the service fees you'll see.
Autosave fee
Each time an autosave is made, a small fee of £0.45 is taken directly from the amount. For example, if you autosave £5.50, your account will be topped up with £5.05.
Investment platform fee
This is an annual charge of 0.25% (minimum of £1 per month), which is taken directly from your investment balance each month.
If you hold a Stocks and Shares ISA and a General Investment Account, you'll be charged this fee for each account.
Fund management fees
In addition to our platform fee, each investment fund also charges a separate fund management fee. This is set by the fund provider, like BlackRock, not by us.
These fees are unique to each fund. You'll always find the exact charge on the fund's page in the app.
They're taken directly from your investment value, so you won't see them as a separate charge.
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact us section on the Profile tab) or by email at hello@getchip.uk for further help.