In short: only if you want us to!


We give our users the choice of two different membership plans: Chip or ChipX.


Chip is our standard plan which is free to use. On this plan, you have access to any of our accounts (other than the stocks and shares ISA), auto-saves and the Payday Put Away feature as well as three of our investment funds.


We also have ChipX, our premium plan offering the very best of Chip with access the full range of BlackRock funds on our investment platform, exclusive features and early access to new products!

The full details on the plans can be found on our website here.

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