ChipX is our premium membership plan designed to help our users level up their savings and make the most of investing with Chip. ChipX offers a range of benefits from fees to funds, we have detailed them all for you in the relevant sections below.
Fees:
Without your ChipX membership, you are subject to the following fees:
45p charge per autosave
0.25% platform fee (min. £1/month) on total funds held in investment accounts (annual management fees still apply regardless of plan)
Moving onto our paid plan will waive all of the above charges, meaning you can continue to make the most out of your Chip account for £5.99 every 28 days.
We are also offering an annual package, costing a total of £65.05 which works out to £4.99 every 28 days.
With full access to a great range of savings accounts and funds, the more you save, the more benefit you’ll get from your ChipX plan.
Funds:
ChipX will give you access to our full range of funds. Below you will find the complete range of funds we currently offer.
Fund | Availability |
Clean Energy | Chip X Exclusive |
Emerging Markets Fund | Chip X Exclusive |
Healthcare Innovation | Chip X Exclusive |
Physical Gold | Chip X Exclusive |
MSCI World | Chip X Exclusive |
Blockchain & Crypto | Chip X Exclusive |
AI Fund | Chip X Exclusive |
Global Luxury | Chip X Exclusive |
Semiconductor Fund | Chip X Exclusive |
Automation & Robotics | Chip X Exclusive |
Megatrends | Chip X Exclusive |
Space Innovators | Chip X Exclusive |
Physical Silver | Chip X Exclusive |
S&P 600 Small-Cap | Chip X Exclusive |
China Fund | Chip X Exclusive |
India Fund | Chip X Exclusive |
Asia Pacific ex-Japan Fund | Chip X Exclusive |
Japan Fund | Chip X Exclusive |
Europe ex-UK | Chip X Exclusive |
S&P 400 Mid-Cap | Chip X Exclusive |
FTSE All-World High Dividend | Chip X Exclusive |
Global Small-Cap | Chip X Exclusive |
Consensus 35 | Available to all users |
Cautious Fund | Available to all users |
Consensus 60 | Available to all users |
Balanced Fund | Available to all users |
Balanced ESG Fund | Available to all users |
Consensus 85 | Available to all users |
Adventurous Fund | Available to all users |
Adventurous ESG Fund | Available to all users |
S&P 500 Tech | Available to all users |
S&P 500 | Available to all users |
FTSE 100 | Available to all users |
FTSE Global All Cap | Available to all users |
FTSE Global All Cap ESG | Available to all users |
FTSE All-World | Available to all users |
FTSE Developed World | Available to all users |
FTSE Emerging Markets | Available to all users |
UK Money Market Fund | Available to all users |
US Bond | Available to all users |
LifeStrategy - 40% | Available to all users |
LifeStrategy - 60% | Available to all users |
LifeStrategy - 80% | Available to all users |
LifeStrategy - 100% | Available to all users |
UK Large & Mid Cap | Available to all users |
NASDAQ 100 | Available to all users |
As a ChipX member, you will have the opportunity to invest in any of these funds and you can do so with absolutely no platform fee (Annual Management fees still apply).
Please note that when investing, your capital is at risk.