ChipX is our premium membership plan designed to help our users level up their savings and make the most of investing with Chip. ChipX offers a range of benefits from fees to funds, we have detailed them all for you in the relevant sections below.
Fees:
Without your ChipX membership, you are subject to the following fees:
45p charge per autosave
25p per recurring save
0.25% platform fee (min. £1/month) on total funds held in investment accounts (annual management fees still apply regardless of plan)
Moving onto our paid plan will waive all of the above charges, meaning you can continue to make the most out of your Chip account for £5.99 every 28 days.
We are also offering an annual package, costing a total of £65.05 which works out to £4.99 every 28 days.
With full access to a great range of savings accounts and funds, the more you save, the more benefit you’ll get from your ChipX plan.
Funds:
ChipX will give you access to our full range of funds. Below you will find the complete range of funds we currently offer.
Fund | Availability |
Cautious (actively managed) | Chip X Exclusive |
Balanced (actively managed) | Chip X Exclusive |
Adventurous (actively managed) | Chip X Exclusive |
Ethical (actively managed) | Chip X Exclusive |
Clean Energy ETF | Chip X Exclusive |
Emerging Markets Fund | Chip X Exclusive |
Global Health Innovation ETF | Chip X Exclusive |
Physical Gold ETC | Chip X Exclusive |
MSCI World ETF | Chip X Exclusive |
Blockchain and Crypto ETF | Chip X Exclusive |
Cautious Fund | Available to all users |
Balanced Fund | Available to all users |
Adventurous Fund | Available to all users |
FTSE 100 Index Fund | Available to all users |
S&P 500 Tech ETF | Available to all users |
S&P 500 ETF | Available to all users |
UK Money Market Fund | Available to all users |
US Bond ETF | Available to all users |
Vanguard Life Strategy 80% | Available to all users |
Vanguard Life Strategy 60% | Available to all users |
Vanguard Life Strategy 40% | Available to all users |
UK Large & Mid Cap ETF | Available to all users |
NASDAQ 100 ETF | Available to all users |
As a ChipX member, you will have the opportunity to invest in any of these funds and you can do so with absolutely no platform fee (Annual Management fees still apply).
Please note that when investing, your capital is at risk.