ChipX is our premium membership plan designed to help our users level up their savings and make the most of investing with Chip. ChipX offers a range of benefits from fees to funds, we have detailed them all for you in the relevant sections below.

Fees:

Chip have introduced a new fee structure across our services meaning that without your ChipX membership, you are subject to the following fees:

Moving onto our paid plan will waive all of the above charges, meaning you can continue to make the most out of your Chip account for no more than £5.99 every 28 days. With full access to a great range of savings accounts and funds, the more you save, the more benefit you’ll get from your ChipX plan!

We are also offering an annual package, costing a total of £65.05 which works out to £4.99 every 28 days!

Charges for recurring saves and withdrawals will be released in due time but will be covered by the ChipX membership.

Funds:

At Chip we offer a broad range of funds across both plans but as a ChipX member, you get to invest through a stocks and shares ISA meaning you can invest up to £20K tax-free! (needs checking). Below you will find the complete range of funds we currently offer.

*Accurate as of 02/12/2022

As a ChipX member, you will have the opportunity to invest in any of these funds and you can do so with absolutely no platform fee!