The Vest Card, our debit card, allows you to use your USD balance anywhere in the world.

What is the Vest Card?

The Vest Card is an international debit card linked to your Vest account. With it, you can use your US Dollar (USD) balance for physical or online purchases, and integrate it with digital wallets like Google Pay (and very soon Apple Pay) to move your money with total freedom.

Who can request the card?

The debit card is available to all users with an active Vest investment account.

How do I apply for my card?

Access the Vest Card section from your portfolio in the Vest app.
Complete the application process by following the on-screen instructions.
Once approved, your digital card will be available immediately.

Can I use digital wallets?

Yes, you can add your Vest Card to Google Pay (Android devices). We are working to bring Apple Pay to you soon! Card provisioning is done directly from the Vest app.

Where can I use my card?

Your Vest Card works at any merchant that accepts international debit cards, both in Brazil and abroad. It is ideal for:

Overseas purchases when traveling.
Online shopping on international platforms.
Subscriptions to digital services in USD.

How do I check my balance and transactions?

Directly in your Vest app, you can view:

Your available card balance.
Full transaction history.
Account statements.

How to move funds to and from my card?

Brazil

To deposit funds into your card, we will enable two options. Choose the one that works best for you using the "Add Money" button on your Vest Card:

Fund your card directly from your bank account via stablecoins: With this option, you get $0 IOF and a total fee of 1.4%. We want you to save while using your card!
Deposit from your investment account: Use your earnings for whatever you want. Note two key steps:
- Minimum Holding Period: Your funds must remain invested for at least 7 calendar days before they can be transferred to the Vest Card.
- Settlement: After selling your assets, the market requires 1 business day to settle the transaction. Once settled, your funds will be ready for transfer.

Withdrawals: You can withdraw from your card to your investment account or directly to your bank account via stablecoins.

Important: The minimum withdrawal is $2 USD to cover processing fees.

OTHER COUNTRIES

Add funds directly from your Vest Investment Account. Note two key steps:

Minimum Holding Period: Funds must remain invested for at least 7 calendar days before transferring to the Vest Card.
Settlement: The market requires 1 business day to settle the transaction after selling assets. To withdraw, funds from your Vest Card must first be transferred to your investment account. Once available, you can send them to your personal bank account.

What fees apply?

	Brazil	Other countries
Deposits & Withdrawals via Stablecoin*	1.4%	N/A
Deposits & Withdrawals via Investment Account	No cost	No cost

*Transactions in currencies other than USD are subject to exchange rate conversion.

**Funds must be invested for at least 7 days before moving them to your debit card.

When will it be available for other countries?

Coming soon! We are currently in a controlled launch phase with Beta Testers. We will notify you as soon as the Vest Card is available in your country.