There's no cap on Challenge accounts. Buy and trade as many as you want, run them simultaneously, no restrictions there.
Funded accounts work differently. Once real capital is involved - this includes Instant Funded accounts - a ceiling applies: $400,000 in combined active funded allocation is the most you can hold at any one time.
Here's the key mechanic: this limit isn't a hard stop on earning funded accounts, it's a queue. If you pass an evaluation (or buy an Instant Funded account) while already sitting at or near the $400,000 ceiling, that account doesn't get rejected — it just sits inactive. It activates automatically once you free up headroom, whether that's from a payout cycle, a breach, or simply closing an account down.
Worked Example
Let's say you're running two funded accounts worth $250,000 combined, well under the cap. You take on a new Challenge, pass it, and it would take you to $500,000 total — over the limit. That new account is parked as inactive rather than declined outright. As soon as your combined active allocation dips back under $400,000 (say, one of the two original accounts gets closed out), the parked account switches on and starts trading.
Trading Multiple Unmerged Accounts
If you hold more than one active account that has not been merged, each account must be traded using a different trading strategy.
Using the same strategy across multiple unmerged accounts at the same time is strictly prohibited. This includes identical entries, exits, position sizing, and trade timing.
If this is detected, it will result in a hard breach of all affected accounts and all profits will be forfeited.
Scaling Up to $2,000,000
Through our Scaling Plan, funded traders have the opportunity to grow their account capital up to $2,000,000 over time. This allows long-term, consistently performing traders to gradually increase the capital they trade with as they continue to deliver results.
For full details on how the Scaling Plan works, see the dedicated Scaling Plan article in this Help Centre.
