Hello,
This is Digital Asset Investment Platform HEYBIT.
Please be informed that the interest rates for Earn (USDT and USDC) products will be adjusted as follows:
■ Adjustment Overview
Effective Date : October 20, 2025 (Mon), 12:00 PM (SGT)
Applicable Products : Earn – USDT, USDC
Interest Rate Adjustment
- Before: 5% APY
- After: 0.1% APY
■ Background of the Adjustment
1) Surge in Market Volatility
Recently, the digital asset market has experienced extreme volatility due to large-scale sell-offs, leveraged position liquidations, and liquidity contraction.
According to market data, approximately USD 19 billion in liquidations occurred within a short period, while major digital assets have declined by more than 10% over just a few days.
Under these conditions, maintaining stable yields has become increasingly difficult, and continuing to offer the previous interest rates would expose operations to significant risk.
2) Priority on Asset Protection
At HEYBIT, our foremost operating principle is “the safety and stability of client assets.”
In past downturns, many industry peers faced service suspensions or losses in similar deposit programs, whereas HEYBIT has consistently taken preemptive and conservative measures to protect user assets.
Given the current global macroeconomic uncertainty, including central bank policy shifts and bond yield fluctuations, we have decided to adopt a more conservative management approach to ensure that your assets remain fully protected and withdrawable at any time.
Your deposits will continue to be managed safely,
and withdrawals and terminations will remain available as usual under the existing policy.
We understand this rate adjustment may be disappointing, but please note that it is a necessary and proactive step to protect your valuable assets under current market conditions.
Thank you for your understanding and continued trust.
HEYBIT
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