Your goals are one of the main ways you can earn points in the app. Here is how you can make sure you are earning the maximum amount of points each month.

This ring tracks that you're making your payments on all your credit card accounts each month. We automatically set a goal based off your reported income and goals but if you need to make a change, tap on the pencil icon in the top right corner.

When you reach the goal amount you will be rewarded with the points listed on the app. You can earn more each month by maintaining your goals.

This tile tracks your linked savings account and is designed to help you build up your savings while also paying off debt.

Debbie will suggest a monthly goal but you can change the amount you want to save each month during the first seven days. So be sure to login if you want to update your goal!

On the 1st of each month, you’ll get your points if you hit your goal by the last day of the month. Just like the other goals, you'll earn more each month if you continue to meet or exceed your goal.

This ring tracks how often you open up this specific tile, which you can do once a day! When you hit your 15th check-in, you’ll earn the points listed in your app.

Each time you hit your monthly check-in goal, you can earn more points the next month.

If you miss your goal, your points reset to the lowest level and you won't earn any for the current month. But don’t worry—you can build them back up again!