Streaks are one of the main ways you can earn points in the app. Here is how you can make sure you are earning the maximum amount of points each month.

This tile features your daily check-in, payments, and spending. This feature only qualified transactions made with linked credit cards.

Your first stop is meeting your monthly check-in goal of 15. When you hit your 15th check-in, you’ll earn 30 points and keep your streak going. This is the only thing you need to do to keep your streak alive.

Each time you hit your monthly check-in goal, you can earn more points the next month. So if you meet your goals goals next month, they’ll reward you with even more points than last month.

Payments & Card Spend

These goals are automatically set based off your reported income and are designed to decrease your credit card spending and get you closer to zero debt!

When you make your minimum amount of payments and reach the goal amount you will be rewarded with the points listed on the app. This number changes based off your streak status.

If you don't spend more than your goal amount under Card Spend you'll receive the designated point amount on the first of the following month. So stay under this goal all month!

This tile tracks your linked savings account and is designed to help you build up your savings while also paying off debt.

Debbie will suggest a monthly goal but you can change the amount you want to save each month during the first seven days.

On the 1st of each month, you’ll get your points if you hit your goal by the last day of the month. If you did, you’ll earn more points the next month—this keeps your streak going.

If you miss your goal, your points reset to the lowest level. But don’t worry—you can build them back up again!