This article outlines all the fees that apply to accounts and virtual cards for users with a Freelance Account.
Please review the details below to understand how top-ups, card issuance, and transactions are charged.
| Starter | Description |
Adding funds: |
|
|
Crypto Deposit | 0% | Crypto top-up - available in your interface. |
Bank Transfer | 0.5% | ACH / Wire - can be provided on request. (Coming soon) |
Card payments: |
|
|
Card issuing | $3
|
|
Card payment fee
| 1.50% | This fee is applied only to a Settled transaction. |
Foreign Exchange Fee (applied for card transactions) | 1 % + $0.50 | The fee is applied to any transaction that is billed through the card in a currency other than USD. |
Cross-border transaction (applied for card transactions) | 1 % + $0.50 | The fee is charged for transactions where the merchant's country is other than the US. |
Cross-border attempt | $0.50 | This fee applies to any transactions outside the U.S. with Settled, Declined, Reversed status. |
Remember, you can always check your plan along with all the fees and limits in the Settings under the Billing section.
Understanding Transaction Fees
Here’s an example of how our card transaction fees work based on various scenarios. This will help clarify how different fees may apply depending on the location, currency, and amount of the transaction.
Transaction Type | Example Amount | Location | Currency | Fees Applied | Total Fee |
US Transaction | $100 | USA | USD |
| $1.50 |
Cross-border Transaction | $100 | Outside USA | USD |
| $3.50 |
Cross-border + Foreign Exchange | $100 | Outside USA | Not USD |
| $5.00 |
Declined/ | $100 | USA | USD | If the merchant is located outside the U.S.A., a cross-border attempt fee will be charged. | $0.5 |
Declined/ | $100 | Outside USA | USD/ | If the merchant is within the U.S.A., no cross-border attempt fee applies. | $0 |