Choose your account type: Business or Freelance.
Karta.io offers two types of accounts: Business and Freelance.
Which one you can open depends on your company status and registration country.
Account types comparison
Feature | Business Account | Freelance Account |
Who can apply | Registered company in eligible countries (please contact support to get the list) | Teams or individuals without a registered company, or with a company in unsupported countries |
Card type | Corporate (works with all corporate merchants) | Prepaid (some merchants, e.g. Google, may not accept) |
Active cards limit | 500 | 5 |
Verification | KYB (company) + KYC for UBOs | KYC for account owner only |
Pricing |
Prohibited industries
Karta.io does not work with certain industries, including: Mining, Adult Industry, Money Services Business, Stock Promotion, Waste Management, Arms Trading, Casinos/Gaming, Government/Military/Public Agency, Marijuana Services Business.
Which type should I choose?
If you have a registered business → we recommend a Business Account (better BIN, lower fees, higher limits, sub-accounts).
If you don’t have a company or it’s registered in one of the unsupported countries(contact support to get the list) → choose Freelance Account.
Still not sure? Contact our support team — we’ll help you decide.
Looking for a card for personal use?
We also offer Karta Personal — available as a Telegram mini-app.
Learn more on a dedicated website
Start registration in Telegram