Get started
Enter your first and last name.
Enter your phone number and choose the available verification methods (WhatsApp, SMS, Phone Call)
Agree to the terms and click "Continue".
Create your Karta profile
Enter your company name (official legal name as stated in your documents).
Select "Business for registered companies" as your business type.
Choose your team size and average monthly spending.
Provide your contact messenger details (WhatsApp, Messenger, Telegram).
Click Go to the app.
Business Verification (KYB)
Verification begins by providing essential company details. The process includes multiple steps designed to confirm your legitimacy as a business:
Providing company details
Uploading company documents
Adding associated parties
Answering a few additional questions
You can choose to continue on the device or on your phone for added convenience.
Providing Detailed Company Information
You will be asked to provide additional details manually, including:
Type of entity (e.g., Limited liability company, Sole proprietor)
Company name and email
Website
Registration number
Country and address details including city, state, and postal code
Tax Identification Number (Tax ID)
Make sure to enter all the information accurately to avoid delays.
Uploading Company Documents
Verification requires uploading official company documents such as:
Incorporation certificate (a company formation/registration document — the name may vary depending on your country)
Shareholder registry (should include all shareholders who own 25% or more. If you don’t have such a document, you can download, fill in, and sign the template STOCKHOLDERS LIST ex.docx)
Accepted file formats include JPG, PNG, HEIC, WEBP, or PDF, with a maximum size of 50 MB.
Adding Associated Parties
You must declare any associated parties in your company, including Ultimate Beneficial Owners (UBOs) and representatives holding more than 25% ownership or significant influence.
For each associated party, enter:
Role (UBO or representative)
Full name (first, middle, last)
Date of birth
Email address
Contact number
Country of residence
Additional Business Details
For a more comprehensive understanding of your business, you’ll need to provide further information, including:
Industry type
Business description
Account purpose
Source of funds
Description of regulated activities (if applicable)
Details of your primary regulatory authority, including country and name
License number
Business trade name (if different from legal business name)
Once submitted, the system will review your company details, documents, and associated parties. The review usually takes up to 1 business day. If it takes longer, please contact our support team.
Associated Parties Verification (KYC)
After getting approval on the KYB step, UBOs and representatives (can be the same person) complete personal KYC verification:
Full name (first, middle, last)
Date of birth
Email, phone
Address (street, city, state, postcode, country)
Percentage of ownership (for UBOs)
Uploading identity documents (check the full list of accepted documents here)
Passing a liveness check (you will be asked to move your head in front of the camera)
Once submitted, the review may take up to 1 business day. If it takes longer, please contact support.
After this step, your account will be activated — you can top up and start using it right away. 🎉
FAQ
Who should I add as UBOs and representatives?
All individuals who own more than 25% of the company’s shares. This can be just one person — if they own 100% of the company, they can also act as the representative. Make sure to tick the box at the top confirming that they are both. (See screenshot below)
How long does the verification take?
Usually, the review is completed in under 10 minutes. If it takes more than 1 business day, please contact support. In rare cases, when additional checks are required, it may take up to 10 business days, and we may request extra documents.
What documents are accepted for KYC?
Check the full list of supported documents here. Typically, passports and national ID cards are accepted.
What if I made a mistake when uploading data or documents?
Please contact support via live chat — we will help you correct the details or re-upload the documents.
When can I start using my account?
Right after successfully completing KYB and KYC, your account will be activated, and you will see the Add funds button. You can top up your balance and start using your card immediately.
If you encounter any issues or have questions regarding the process, please contact our support team via live chat.