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Are There Any Fees for Using Karta Personal?

Karta Personal pricing—overview of costs for top-ups, payments, and spending.

Clear fees, no surprises. See the full breakdown below 👇

Operation

Fee

Top-up via stablecoin:

  • Polygon

  • Base

  • Optimism

  • Binance Smart Chain (BSC)

  • Arbitrum

  • Solana

  • Ethereum

Free

Top-up via stablecoin:

  • TRC-20

5.90 USDT

Operation

Fee

Card issuance

5 USDT instead of 30 🔥

Card reissuance

15 USDT

Сard payment fee

1.5%

ATM withdrawal (successful)

1 USDT + 2.5%

ATM withdrawal (declined)

1 USDT

💡 Please note: Visa applies an additional 1% international transaction fee for all payments and withdrawals made in currencies other than USD. This is a standard Visa charge and is separate from Karta’s fees.


Your total withdrawal fee can include up to 3 parts:

  • network fee

  • service fee

Network fee

The network fee depends on the destination network.

Networks

Fee

Ethereum, Tron

4.9 USDT

Solana

2.9 USDT

Arbitrum One, Avalanche, Base, BNB Smart Chain, Celo, Gnosis, Kaia, Katana, Linea, Mantle, Optimism, opBNB, Plasma, Polygon, Starknet, TON, Tempo, Unichain, zkSync Era

0.9 USDT

Service fee

The service fee is 0.1% of the withdrawal amount.

Exchange rate

All currency conversions are processed using a mid-market exchange rate. This rate reflects the average exchange rate between the buy and sell prices available on the global currency markets at the time of the transaction. The applicable exchange rate is determined at the moment the conversion is executed and may vary depending on market fluctuations and timing of the transaction.


Got questions, ideas, or just want to chat? 💬 We're always here to help! Reach out in the app, and our team will be happy to assist you!

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