Karta Personal Help Center

Which Top-Up Methods Are Available?

Top up your account using stablecoin (USDT/USDC) or U.S. bank transfers (ACH/Wire). SEPA transfers for EUR deposits will be available soon.

Updated over a week ago

Stablecoin Deposits

Instantly add funds to your balance by depositing USDT or USDC. Deposits are processed automatically and instantly.

Bank Transfers (U.S. only)

You can also top up your account via:

ACH Transfers — free or low-fee transfers between U.S. banks.
Usually take 1–2 business days to arrive.
Wire Transfers — faster bank-to-bank payments.
Usually arrive within the same business day, but may include a bank fee.

SEPA Transfers (Coming Soon)

We’re working on adding SEPA transfers for easy euro deposits across Europe.
🚀 Stay tuned for updates!