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How the Referral Program Works

Want to earn by just sharing a link? Welcome to Karat — Karta's way of rewarding you for bringing friends onboard.

Updated this week

Want to earn just by sharing a link?

Meet Karat — Karta’s way of rewarding you for bringing friends onboard.

💎 What is Karat?

Karat is our reward currency. Earn it when you invite friends and when they spend.
1 Karat = 0.01 USDT — and you can convert it to real money.

🚀 How you earn:

  • One-time bonus: 500 Karat ($5) for each friend who joins and makes their first card transaction.

  • Ongoing bonus: 25% in Karat every time your friend spends with their card.

Example:

Your friend spends $100 → you get 25 Karat = $0.25.
If they spend $2,000 in a month → you get 500 Karat = $5.

Claim & spend:

When your Karat is ready (usually within ~3 days of your friend’s transaction), tap Claim and the USDT lands in your balance.

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