All Kernel investments and money are held on trust by an independent custodian, Adminis Custodial Nominees Limited (or ACNL for short) who are appointed by Kernel’s supervisor. ACNL are required by law to hold customers money and investments separate from their own.

Likewise, customer money and investments are ring-fenced from any assets and liabilities of Kernel Wealth Limited, as the manager, so are not available for any creditors of Kernel Wealth Limited.

Should Kernel get into financial distress, our Supervisor would step in and appoint a temporary manager. The decision can be made by the Supervisor to wind up the funds or find a substitute manager, and should it be the former, they will be in charge of distributing the assets amongst the registered unit holders (which is you).

Furthermore, as a fund manager providing a service to our customers, we hold ourselves to the highest level of integrity and professionalism. We will always do the right thing by our customers.

For further information, get in touch.