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How do I withdraw my KiwiSaver balance?

Written by Alison Perkins

The process to withdraw your KiwiSaver balance varies depending on the reasoning behind withdrawing your balance.

If you are looking to make a Significant Financial Hardship withdrawal, please contact our support team through the chat bot on your screen or send an email to support@kernelwealth.co.nz.

For all other withdrawal types, you can find the forms here under the KiwiSaver Withdrawal section.

Retirement

There are 2 different forms. Choose the form that is relevant for you.

  1. First Retirement Withdrawal

  2. After First Withdrawal

Emigration

There are 2 different forms. Choose the form that is relevant for you.

  1. If you have moved to Australia: Transfer to Australian Superannuation Scheme.

  2. If you have moved to a country other than Australia: Permanent Emigration (not Australia).

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