The process to withdraw your KiwiSaver balance for varies depending on the reasoning behind withdrawing your balance.
The first step for all withdrawals is to request a withdrawal application form from within the Kernel platform. Here are the steps to do so:
Step 1: Log into your Kernel account.
Step 2: Navigate to the 'KiwiSaver' tab in the main menu, then click the 'Payments and Transfers' drop down to the right of the screen.
Step 3: Select the option to 'Withdraw from plan'.
Step 4: Under the 'reason for your KiwiSaver withdrawal' dropdown, select which option applies.
Step 5: Download the application form, complete it with your appropriate information. Please send it back through to support@kernelwealth.co.nz for us to process.
If you have a specific reason for withdrawing your balance already, or request regarding a withdrawal, please email our team at support@kernelwealth.co.nz.