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Kernel KiwiSaver Plan
How do I join the Kernel KiwiSaver Plan?
How do I join the Kernel KiwiSaver Plan?
Lovelyn avatar
Written by Lovelyn
Updated over a week ago

Joining the Kernel KiwiSaver Plan is simple, effortless and takes just a few minutes to complete.

Transferring your KiwiSaver

In order to transfer your KiwiSaver balance to Kernel, you will first need an existing Individual Kernel account (KiwiSaver is not available for joint, company, trust, and kids accounts). You can sign up here, completing the verification process along the way. Find out which information you need to get started here.

Once your Kernel account is verified and ready to use, simply navigate to the ‘KiwiSaver’ option in the main navigation within your dashboard. Here you will find the option to ‘Transfer your KiwiSaver’ over to Kernel. Select this option then fill out the appropriate

How long does it take if I'm already with a KiwiSaver provider?

The process of transferring your KiwiSaver balance over to Kernel from your existing provider takes approximately 2 weeks.

Sometimes your previous provider might need more information from us, and we will be in touch should we need any further details to complete the transfer.

What if I'm new to KiwiSaver?

If you're a new KiwiSaver Member, you can absolutely sign up to Kernel.
Simply follow the KiwiSaver transfer process above.

How long does it take if I'm joining KiwiSaver for the first time?

If you are new to KiwiSaver and this is the first time you are setting up your account,

IRD will hold your contributions for 2 months before passing the funds on to us.

During this time your KiwiSaver tab in the dashboard will say that your KiwiSaver is being transferred.

If you're not sure if you're eligible for KiwiSaver or have any questions please get in touch with us at

Note: While we wait for this process to be completed, the 'KiwiSaver' tab in your dashboard will say it is transferring.

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