Waiting periods for Lassie health or surgery insurance
ℹ️ With Lassie, the following waiting periods apply from the start of your insurance:
General waiting period: 30 days
Accident coverage waiting period: 2 days
Special waiting period for certain diagnoses: 18 months
✅ Some services have no waiting period 🙌 The following are available immediately from the moment your insurance is activated:
Preventive care budget (available in the health insurance packages)
Telemedicine services
💡 These waiting periods apply equally to all plans: OP, Mini, Midi and Maxi.
Special waiting period for certain conditions
There is a special waiting period of 18 months from the start of insurance for the following diagnoses:
Hip dysplasia (HD)
Elbow dysplasia (ED)
Osteochondrosis dissecans (OCD)
Patellar luxation
Eyelid malpositions (entropion, ectropion)
Brachycephalic syndrome
FORL/TR (Feline odontoclastic resorptive lesions/feline tooth resorption)
❌ If signs or symptoms of these conditions appear before the start of the insurance or during the 18-month waiting period, they will not be covered.
When does my insurance start?
You can choose your insurance start date when purchasing the policy. If you do not select a different start date, your insurance will automatically begin at midnight on the day of purchase.
The start date of your insurance will be specified in the insurance policy document you receive from us via email on the day you purchase the insurance.
ℹ️ The insurance coverage officially begins after the waiting periods outlined in Sections 2.2 and 2.2.1 of the general insurance terms have expired, and provided that you have paid the first premium on time as stated in Section 6.3.1.