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Do I need to keep up with routine care?

Yes — and it can affect your ability to claim if you don't. Lassie's policy requires you to keep up with your pet's routine care as a condition of cover.

This includes:

  • An annual health and dental check-up

  • Vaccinations kept up to date following your vet's guidance. For dogs this must include distemper, hepatitis, parvovirus, and leptospirosis. For cats, feline infectious enteritis, feline leukaemia, and cat flu as a minimum.

Any illness that could have been prevented by vaccination won't be covered. More broadly, if your pet develops a condition that could have been avoided — or is made worse — because routine care wasn't kept up, Lassie may reduce or refuse a claim payout.

You also need to act promptly if your pet shows signs of illness or injury. The policy requires you to see a vet as soon as possible and follow their recommended treatment plan.

Delaying treatment that leads to further complications won't be covered.

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