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Why have I received a Notice of Sums in Arrears (NOSIA)? Do I need to take any action?

You’ve received a Notice of Sums in Arrears (NOSIA) because you have missed one or more loan payments. We are legally required to send you these notices—even if you already have one of the following arrangements in place:

  • A payment arrangement with Zable

  • A Debt Management Plan

  • An Insolvency solution (IVA, DRO, or Bankruptcy)

If you already have a solution in place, you do not need to take any further action unless your circumstances have changed. The NOSIA is for your information only.

We will continue to send you NOSIAs until you’ve repaid any missed payments and your arrears balance is zero.

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