To apply for Livble, you must link your bank account(s) through Plaid and authorize Livble to review your financial information.
Once completed, Livble automatically runs an eligibility assessment.
📝 How Do I Apply?
Applying happens directly inside your community’s Livble experience.
To submit an application, you will:
Link one or more personal bank accounts through Plaid
Verify your identity
Authorize Livble to access your financial data and consumer reports
Once this process is complete, your application is automatically submitted and reviewed. There is no separate form to complete.
💡 We Recommend Linking All Eligible Bank Accounts
We encourage you to link all bank accounts you’re comfortable potentially being debited from.
This helps:
Provide a more holistic view of your financial activity
Strengthen your eligibility assessment
Reduce the risk of failed payments
Allow backup debit attempts if your primary account has insufficient funds
⚠️ If a scheduled payment fails due to insufficient funds, Livble reserves the right to attempt collection from any secondary linked bank account on file.
🔍 What Happens After I Apply?
After you link your bank account(s) and provide authorization:
Livble runs an automated eligibility assessment
You’ll immediately see whether you’re approved to split your monthly dues
Approval is based on a full underwriting review, which may consider:
Cash-flow activity
Income and deposit history
Account stability
Spending patterns
Payment history
Community ledger status
🔁 Monthly Re-Assessment
Eligibility is reviewed every month before a new split plan can be created.
Even if you were approved previously, you must still pass that month’s assessment before splitting your monthly dues again.
Approval is never guaranteed month to month.
🚫 When You May Not Be Eligible
You may not be approved if:
Your most recent underwriting review does not meet eligibility requirements
You have an outstanding balance with Livble
Online payments or ACH are disabled in your community system
A late fee appears on your community ledger (even if pending)
📌 Important to Know
Applying = linking your bank account(s) and authorizing review
Livble runs the assessment automatically
Eligibility is reviewed monthly
You must be approved before each new split plan