Linking multiple bank accounts with Livble gives us a clearer picture of your financial status, which can increase your chances of approval. The more we can see about your financial health—such as income deposits and spending patterns—the better your chances of being approved for our services.
Here’s how to link your accounts and some important considerations to ensure your setup is successful:
Steps to Link Multiple Accounts
Initiate the Account Linking Process:
Livble uses Plaid to securely connect your bank accounts. When you start the process, follow the prompts in the Livble app to begin linking your accounts.
Linking Multiple Banks:
You can link accounts from different financial institutions (e.g., Chase, Bank of America) during the same linking session. Simply select each institution and connect the respective accounts.
Handling Separate Logins for the Same Bank:
If you and your partner both have separate logins for the same bank (e.g., two Chase accounts with different credentials), only one account can be linked at a time. We recommend linking the account with the most relevant financial activity, such as the one where you receive payroll and pay rent.
Important Considerations
All Linked Accounts Are Reviewed Together:
Linking multiple accounts gives Livble a fuller view of your financial profile, which can improve your chances of approval. Make sure to include your primary account (where you receive payroll and typically pay rent).
What We Look For:
Debitable: The account must allow us to process payments.
Shared Data: When you authorize “Share additional data with Livble,” you’re giving us permission to access information like routing numbers for payment processing and underwriting purposes.
Duplicate Accounts:
You can link multiple accounts from the same bank (e.g., checking and savings), as long as they have different account numbers. If both you and your partner have separate logins for the same bank, only one login can be added at a time.
Is It Safe to Share My Bank Information?
Yes! Livble uses Plaid, a trusted financial services platform used by millions, to securely connect your bank accounts. Plaid employs advanced encryption and security protocols to ensure your data is safe.
For more on Plaid’s data handling practices, visit Plaid’s Data Policy.
For more about how Livble handles your bank information, visit Is It Safe to Share My Bank Information with Livble?.
Need a Hand?
If you have any questions or need help with linking your accounts, chat with us through the Livble app. We’re here to help!