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What happens if my direct debit agreements put my account into overdraft?

Updated yesterday

If a direct debit agreement of over 1,000 DKK puts the account into overdraft, we will refund the payment to your account. In this regard, a fee of 250 DKK per agreement is imposed. However, a maximum of 500 DKK can be deducted for the withdrawal of direct debit agreements.

We cannot "re-run" an agreement, so if it has been refunded (e.g., due to insufficient funds), the bill must be paid manually - the creditor can send a Giro card.

Agreements under 1,000 DKK that put the account into overdraft will not be refunded. However, an overdraft fee of 20% will still be imposed on the overdraft until it is covered.

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