You can fund your USD account on Roam using three main options:
1. ACH Transfer
Fast and affordable.
Commonly used by platforms like PayPal, Upwork, and Payoneer.
Typically takes 1–3 business days.
2. Wire Transfer
Faster than ACH transfers.
Supported only by U.S. banks.
Usually arrives within 1–2 business days.
3. Stable Coins
Faster than both ACH and wire transfers — funds arrive instantly.
Value is always pegged to the U.S. dollar: 1 USD = 1 USDT.
Supported networks:
USDT (Solana)
PYUSD (Solana)
USDC (Solana)
⚠️ Please note: SWIFT Transfers from non-U.S. banks are not currently supported.
For more details on deposit fees, check out our [Roam Pricing Page]. You can also use our calculator at the bottom of the homepage and on the conversion screen to see the fee depending on the amount and type of deposit.
How do I convert Naira to USD?
Open the Roam app.
Tap “Add Funds.”
Select “From Conversion.”
Enter the amount you want to convert.
Tap “Continue” and follow the prompts to complete the process.
How do I view my USD account details?
Open the Roam app.
Tap the “USD” wallet
Tap “Add Funds.”
Your USD account details will appear — ready for ACH or Wire Transfers.
What’s my daily deposit limit?
Your daily limit depends on the type of deposit you receive. To check your current limits:
Log in to the Roam app.
Scroll down to the “Account information” section
Tap the “View all limits” card
Your account limits will be displayed