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What add-ons does Marshmallow offer?

This article is for Marshmallow customers who want to understand the optional add-ons available when getting a car insurance quote.

Updated over 2 weeks ago

Marshmallow offers five optional add-ons. These can only be added when you get a quote, and you’ll only see them if you’re eligible.

1. Breakdown Cover

Choose from three AA options:

  • Roadside Cover: £39.98 or £3.48 per month

  • National Recovery Cover: £69.99 or £6.08 per month

  • European Cover: £99.99 or £8.69 per month

If you come via a comparison website, you’ll need to reselect add-ons like Breakdown Cover when redirected to our site. You won’t be double-charged.

2. Motor Legal Cover

Covers you and any additional drivers for:

  • Up to £100,000 in legal expenses (injury, belongings, or lost earnings after an accident)

  • Motor Prosecution Defence: Up to £100,000 for legal costs if accused of a motoring offence (with a reasonable chance of success).

3. No Claims Discount (NCD) Protection

Lets you make one or more fault claims without losing your NCD years.

  • Available if you have at least 1 year of NCD.

  • Shown as an add-on option at checkout if you’re eligible.

4. Excess Protection

Covers your excess in a fault claim.

  • Example: If you have a £500 excess on a £5,000 claim, we pay £4,500. You then claim back your £500 excess.

5. Courtesy Car Upgrade (for theft or total loss)

Guarantees you a hire car if your car is unusable after theft or total loss. Provided by our approved repairers.

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