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Do I need Business Class 1 (BC1) cover if I have two jobs?

This article is for Marshmallow policyholders who have two jobs and want to know if they need Business Class 1 (BC1) cover.

Updated over 2 months ago

What is Business Class 1 cover?

Business Class 1 (BC1) lets you use your car for work purposes other than commuting. For example, driving to different work sites or visiting clients.


How does BC1 apply with two jobs?

  • If both of your jobs are eligible for BC1, we can add it to your policy.

  • If either job is not eligible, we can’t add BC1.


Example

  • Office worker + teacher: No BC1 needed, as both jobs only require commuting.

  • Consultant visiting clients + part-time hairdresser visiting homes: BC1 may be needed to cover driving between work locations.


Key takeaway: BC1 is only available if both jobs are eligible. Tell us about both roles so we can check.

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