We only offer fully comprehensive insurance
At Marshmallow, we believe everyone deserves full protection. That’s why we only offer fully comprehensive insurance—the highest level of cover available in the UK.
This means our policies protect you if:
You damage someone else’s car or property
Your car is stolen or damaged (including by fire or vandalism)
You or your passengers are injured in an accident
We don’t offer third party insurance because it doesn’t cover damage to your own car or compensate you if you’re injured. We know accidents can be tough, so we want to make sure you're properly covered.
Our insurance plans
You can choose from four plans based on the level of cover and extras you need:
Marshmallow Lightest
Our most affordable plan. You’ll still get comprehensive protection, but with fewer perks and a higher excess.
Included:
Protection against theft, fire, vandalism, and accidents
Third-party liability cover
Basic personal accident benefits
Not included (unless you add extras):
Windscreen cover
Courtesy car
Cover for personal belongings or medical expenses
Marshmallow Essential
A simple, good-value plan that adds a few more protections to the Lightest plan.
Included:
All cover from Marshmallow Lightest
Uninsured driver protection
Vandalism promise
Extra personal accident cover
Not included (unless you add extras):
Windscreen cover
Medical expenses
Personal belongings cover
Marshmallow Original
Our most popular plan, offering full flexibility and additional cover at a fair price.
Included:
All cover from Marshmallow Essential
No admin fees for changes to your policy
Windscreen repair and replacement
Cover for personal belongings and medical expenses
Child car seat and aftermarket entertainment equipment cover
Marshmallow Plus
Our most complete cover with bundled extras and added convenience.
Included:
Everything in Marshmallow Original
Breakdown cover
Motor legal protection
Driving other cars (third-party cover only)*
Courtesy car even if your car is stolen or written off
*This is the only plan that includes cover for driving other vehicles