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What happens if I receive a motoring conviction?

This article is for Marshmallow policyholders who have received a driving conviction and need to update their insurance policy.

Updated this week

If you receive a motoring conviction, you must let us know so we can update your policy. This ensures your cover remains valid.

When contacting us, please provide:

  • Your conviction code

  • The month and year of the conviction

  • Your policy number

You can contact our customer support team through the Marshmallow app if you need help.


What are UK driving conviction codes?

The UK government assigns a conviction code to each motoring offence. These codes appear on your driving record and may come with penalty points.

  • Penalty points stay on your record for 4 to 11 years, depending on the offence.

  • You can check your licence and penalty points at any time on the official GOV.UK website.


Common conviction codes

Here are some of the most common conviction codes you may come across.

Category

Code

Offence

Accident offences (AC)

AC10

Failing to stop and/or give particulars after an accident

AC20

Failing to report an accident within 24 hours

AC30

Other accident-related offences

Disqualified driver (BA)

BA10

Driving while disqualified by a court order

BA40

Causing death by driving while disqualified

BA60

Causing serious injury by driving while disqualified

Careless driving (CD)

CD10

Driving without due care and attention

CD40

Causing death through careless driving when unfit through drink

CD70

Causing death by careless driving and failing to supply a specimen

Construction & use offences (CU)

CU10

Using a vehicle with defective brakes

CU30

Using a vehicle with defective tyres

CU80

Using a mobile phone while driving

Dangerous or reckless driving (DD)

DD40

Dangerous driving

DD50

Causing death by dangerous driving

DD90

Furious driving

Driving under the influence (DR & DG)

DR10

Driving with alcohol level above the legal limit

DR80

Driving when unfit through drugs

DG10

Driving with drug level above the legal limit

DG60

Causing death by careless driving with drugs above the limit

Insurance offences (IN)

IN10

Driving without insurance

Licence offences (LC)

LC10

Driving without a licence

LC50

Driving after a licence has been cancelled or refused

Speeding offences (SP)

SP30

Exceeding the speed limit on a public road

SP50

Exceeding the speed limit on a motorway

Traffic signs & signals (TS)

TS10

Failing to comply with traffic light signals

TS30

Failing to comply with a stop sign

For the full list of conviction codes, see the official GOV.UK driving offences and penalties page.

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