FEMA is encouraging residents to apply for Continued Temporary Housing Assistance (CTHA) before insurance expires, which can provide initial and extended rental assistance. CTHA offers continued rental assistance after initial insurance coverage, with the initial two months at 100% of HUD Fair Market Rate and then extensions as long as residents apply before their insurance runs out. Residents are encouraged to speak directly with FEMA staff at the Office of Recovery-West Maui for details and assistance with the application process. Residents in urgent need of housing can apply to the Hawaii Interim Housing Program (HIHP) to inquire about temporary housing options.