It depends on where you are shopping. In some cases, the transaction will be approved, so the total balance of your MoCaFi card will be deducted and you will have to pay the remaining in cash or with another card. In other places, the transaction will not go through, so we recommend you to check your account balance on the app before repeating the transaction to make sure you have enough money.
What happens if I attempt to purchase something but I don’t have sufficient funds in my Account?
Sometimes the transaction will be denied or will only be approved in part, depending on the merchant.

Written by Wole Coaxum
Updated over 8 years ago