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What is Mortgage MarketSmart?
What is Mortgage MarketSmart?

An overview of how Mortgage MarketSmart helps lenders increase homeowner diversity in their markets.

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Written by Bernard Nossuli
Updated over a year ago

The home buyer pool is changing.

Nearly all household growth through 2040 will come from diverse households – in fact, iEmergent projects 2.4 Trillion dollars of purchase mortgage opportunity for non-white households over the next five years.

The data’s clear: diverse, non-white households are driving future mortgage growth.

But here’s the challenge: the homeownership gap between minority and white households continues to widen. It’s time for a change.

“The price of doing the same old thing is greater than the price of change.”

Complex issues require complex solutions.

That’s why we developed Mortgage MarketSmart 360 – a growth platform that helps lenders identify – and target – the opportunities presented by diverse households.

Think of it like this: imagine Google maps with data that shows lenders where to find future mortgages by neighborhood, anywhere in the U.S.

With Mortgage MarketSmart, you can:

  • Overlay household demographic data to learn more about your potential borrowers.

  • Add real-time MLS real estate listing and agent data to build relationships with real estate partners who already work with diverse borrowers.

  • Pinpoint and quantify LMI, CRA, and High-Minority census tract opportunities.

  • Evaluate current competitor data to find out how you’re performing against your peers.

  • Improve your sales talent by finding the mortgage loan officers originating the most loans in the communities you are targeting.

  • And more.

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