Yes, you can submit claims for your adult children through your myHSA account, provided they still qualify as eligible dependents under the Canada Revenue Agency (CRA) guidelines. There is no specific age limit for dependent eligibility under Health Spending Accounts (HSA) or Wellness Spending Accounts (WSA) if they meet the following criteria:
Who qualifies as a dependent?
A dependent eligible under an HSA includes:
Spouse: This can be a spouse by marriage or common-law partnership.
Related by Blood or Adoption: The dependent must be related by blood or adoption and live in the same primary residence as the employee.
Financial Dependency: Dependents (excluding spouses) must be financially reliant on the employee.
If your adult child is living at home and is financially reliant on you, they can remain eligible for HSA or WSA coverage regardless of age.
For more details, please refer to the CRA's guidance on eligible dependents for Health Spending Accounts: CRA Reference on Private Health Services Plans
If you need assistance, reach out to us at support@getmyhsa.com!