When it comes to Health Spending Accounts (HSA), clarity on claim eligibility can save time and avoid frustration. A common question we encounter is:
“Can I purchase eyeglass frames and put old lenses in them using myHSA?”
The answer lies in the purpose and usage of the frames.
Claim Eligibility for Eyeglass Frames
Yes, you can purchase eyeglass frames on their own, but to qualify for reimbursement under your HSA, you must provide proof that prescription lenses were put into the frames.
The Canada Revenue Agency (CRA) guidelines stipulate that eyeglasses, including the frames, must be for medical purposes to be eligible. If the frames are not paired with prescription lenses, they are considered a non-medical expense and cannot be claimed.
What Documentation is Needed?
To ensure your claim for frames is eligible, include the following:
Proof of Prescription: A valid prescription showing the lenses meet your medical needs.
Invoice or Receipt: The receipt should indicate that the lenses were fitted into the frames.
Detailed Information: Ensure the receipt specifies both the cost of the frames and the lenses, as well as the name of the service provider.
Why Is This Rule in Place?
Health Spending Accounts are designed to cover medical expenses that support your health and wellness. Frames purchased without prescription lenses are typically considered a personal choice or accessory rather than a medical necessity, which is why proof of medical use is required.
By ensuring that your frames are paired with prescription lenses, you align with CRA regulations and can confidently claim the expense under your myHSA plan.
If you have further questions about eligibility or documentation, feel free to reach out to your plan administrator or consult myHSA's support team at support@getmyhsa.com or open a live chat